The timing of buying is when the media environment for the fund market is pessimistic or the value of the products of interest drops. When the tide goes out, as the ebb comes in, the funds will come back into the fund after some time. At this time, the share price rises. If you buy a fund based on the same amount each month, you can also enjoy the 'cost averages' effect, which is more profitable when you buy rice and when you go up. However, it is forbidden to invest in a stock for which the reason for the decline is obvious.
'Do not put eggs in a basket' is a 'master key' that applies to all investments. Reducing risk through diversified investments, such as equity, hybrid, bond, MMF, and overseas funds, is the most appropriate investment method in the current crowded period.
Before joining a fund, you should look at the past performance of that fund and who the fund manager is. How to distinguish whether or not a good fund is based on the size and past performance of the fund, and the management philosophy of the manager and the fund manager.
The market trend and the economic outlook are not enough for the fund to win the long-term market even if the short-term profit is large. If you choose a fund based on the short-term outlook of a financial institution, you are likely to fail. We need to find a way to find a 'value fund' with a solid base and future growth potential.
It's not because you joined the fund. Having the idea of starting from now, we must stick to fund management. The greater the attachment and responsibility for your own funds, the higher the success rate, the law of investment constant.
Funds can not achieve the desired results with short-term investment. If you decide to make a one-time investment, you should expect to earn a reasonable profit by investing in mid- to long-term rather than short-term high returns. The best way is to set up and invest in goals. It is a good idea to set the target for each period such as 1 year, 3 years, 5 years, 10 years and select the appropriate investment method.
Funds are important to join, but it is more important to find them on time. Long-term investment is more important than anything else, but it is not profitable to stay indefinitely. Investment should be modified and changed in accordance with the changes of the world. Do not miss the timing of the change by carefully understanding the market situation and fund growth process.
Current revenue does not guarantee future profits. A decline in fund profits could be a chance to buy a low price, or an unexpected loss to invest in a peak. Therefore, it is important to keep in mind that the point at which you sell, not the current profit, is the rate of return on your return.
A fund can not be paid immediately if it has applied for redemption. Domestic funds are usually sold at around 3 pm and the reference price at which repurchase payments are made will be changed. Foreign funds will be divided into 3:00 pm and 5:00 pm depending on the products. The time difference between redemption and payment is several days, so it is better to repurchase after stabilizing the market rather than repeatedly fluctuating.
Since funds are managed by the asset manager, it is difficult to manage the fund itself. However, you should not leave everything to the manager and leave your hand. It is a good idea to study for yourself about market conditions and fund related information, and consult with experts who can receive advice and management of investment.
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